Built for the self-employed.

If you're self-employed or a business owner, your tax returns don't always tell the full story of what you earn. Our Bank Statement Program lets qualified borrowers use bank deposits — instead of traditional tax documents — to qualify for a home loan.

Who it's for

Self-employed borrowers, business owners, freelancers, and 1099 earners whose tax returns understate their true cash flow.

Why borrowers choose it

Qualify based on bank statement deposits rather than tax returns.
A practical path for entrepreneurs who don't fit a traditional mold.
Options for primary homes, second homes, and investment properties.

Good to know

This is a non-traditional program with its own guidelines. We'll review your statements and show you what you can qualify for.