Conventional loans, made simple.

A conventional loan is the most common type of mortgage and a great fit for buyers with steady income and solid credit. Because it isn't backed by a government program, it offers flexibility on property types, terms, and how you structure your down payment.

Who it's for

Buyers with good credit and a reliable income who want a flexible, straightforward loan for a primary home, second home, or investment property.

Why borrowers choose it

Available with a range of down payment options, including lower-down choices for qualified buyers.
Private mortgage insurance can typically be removed once you reach enough equity — unlike some government loans.
Works for primary residences, vacation homes, and investment properties.
Competitive terms for borrowers with strong credit profiles.

Good to know

Conventional loans generally reward stronger credit and a lower debt-to-income ratio. We'll review your numbers and show you exactly where you stand.