A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors. Instead of qualifying on your personal income, you qualify based on whether the property's rental income covers its loan payment. It's a streamlined path for investors who want to grow without the usual income documentation.
Real estate investors — especially those with multiple properties or non-traditional income — looking to purchase or refinance rentals.
Lenders look at the ratio between the property's rental income and its debt obligations. We'll help you run the numbers on a specific property.