Loan Options  /  VA
VA Loan

A benefit you've earned.

VA loans are one of the strongest mortgage benefits available, offered to eligible veterans, active-duty service members, and certain surviving spouses. Guaranteed in part by the Department of Veterans Affairs, they make homeownership more affordable for those who've served.

Who it's for

Veterans, active-duty military, National Guard and Reserve members, and eligible surviving spouses.

Why borrowers choose it

  • No down payment required for eligible borrowers.
  • No private mortgage insurance.
  • Competitive terms and limits on certain closing costs.
  • Can be used more than once over your lifetime.

Good to know

You'll need a Certificate of Eligibility to confirm your VA benefit — we can help you obtain it. A VA funding fee may apply and can often be financed into the loan.